So what can a poor parent tell their child about money? They simply say "Stay in school and study hard. "The child may graduate with excellent gardes but with a poor person's financial programming and mind-set. Sadly, Moneye is not taught in schools. Schools focus on scholastic and professional skills, but not on financial skills. This explains how smart bankers, doctors and accountants who earned excellent grades in school may still struggle finanially all of their lives.